Finance Manager – M-KOPA Kenya
Job Purpose
To serve as the finance lead for the Kenya entity—owning end-to-end financial management, statutory and management reporting, the IFRS 9 Expected Credit Loss model, treasury compliance, and commercial financial modeling to drive strategic decision-making across the market.
Roles & Responsibilities
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Financial Reporting & Month-End Close: Manage the end-to-end monthly close process (accruals, prepayments, intercompany, depreciation, FX) and produce monthly management reporting packs with executive commentary and variance analysis.
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Loan Book & Provisioning Management: Monitor the loan book, analyze repayment behavior by cohort, and own provisioning, bad debt trends, and the IFRS 9 Expected Credit Loss (ECL) model.
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Treasury, Compliance & Audit: Support statutory and regulatory reporting, manage documentation for funding, compliance, and audits, and ensure rigorous internal controls.
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Commercial Business Partnering: Partner with the commercial team to interrogate unit economics, model new product launches, assess pricing and supply decisions, and build financial cases for leadership and board discussions.
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Process Improvement & Automation: Identify automation opportunities, strengthen financial controls, and ensure IFRS compliance in complex areas requiring professional judgment (IFRS 9, IFRS 16, IAS 21, revenue recognition, IFRS 18 readiness).
Qualifications
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Qualified Chartered Accountant (CPA(K), ACCA, CA, or equivalent).
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Big 4 training (PwC, Deloitte, EY, KPMG) is a strong advantage.
Skills, Experience & Competences
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Demonstrable track record in finance management or a senior finance role, including hands-on ownership of statutory and management reporting cycles.
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Deep, applied IFRS knowledge—particularly IFRS 9, IFRS 16, IAS 21, and revenue recognition—with proven ability to manage audit processes end-to-end.
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Exceptional financial modeling and communication skills, with the ability to build complex multi-scenario Excel models and present conclusions clearly to executives and lenders.
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Working knowledge of the Kenyan fintech, lending, or asset-financing sector is an added advantage.
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Strong commercial instincts, curiosity, high ownership mindset, and the ability to bridge rigorous accounting compliance with strategic business partnering.